Murrysville Community Office Grand Opening

Exterior of the Murrysville, PA community office of 1ST SUMMIT BANK

We are celebrating the opening of our Murrysville Community Office!

1ST SUMMIT BANK is extremely excited to open a new office in Murrysville, PA and become a part of the fabric of what is already an extraordinary community.

Special promotions:

  • Give & Get Promo – Get $200 with a new checking account¹. $100 is for you and $100 is for a local charity of your choice.
  • 6.00% APR³ Custom Credit Line* with a 6-month intro rate³.
  • 1.99% APR² Home Equity Line of Credit* with no processing fees** and 6-month intro rate²
  • .50 APY*** Insured Money Market 6-month intro APY***

Available at 1ST SUMMIT BANK’s Murrysville Office only. Certain terms and conditions may apply.  Offers may be changed or discontinued at any time and will end no later than June 30, 2021. While supplies last.

1New households (residents at the same address any of whom do not currently have a relationship with 1ST SUMMIT BANK) who open a checking account and establish a recurring Direct Deposit of income within the first 90 days will be credited $100 to their checking account within the first 10 business days of October, 2021. Another $100 check will be sent to an eligible 501(c)(3) charitable organization in Murrysville in October, 2021.

*Subject to credit approval. Other rates and terms are available. An automatic funds transfer (AFT) from a 1ST SUMMIT BANK checking account is required.

2Credit Score of 700+ is required for Home Equity Line of Credit. Maximum loan-to-value ratio is 80%. $10,000 minimum loan amount and immediate draw/advance $10,000. 1ST SUMMIT BANK customers refinancing an existing home equity line would need to increase the line by $10,000 or more and draw/advance a minimum of $10,000. After the 1.99% Annual Percentage Rate (APR) 6-month introductory period, the Home Equity Line of Credit will be a variable rate based on Prime Rate as published in the Wall Street Journal. (3.25%, current as of this publication date). The maximum rate is 18% and the minimum rate is 2.50% APR. The introductory period begins on the date of account opening. At the end of the introductory period, any and all remaining balances will automatically convert to the variable APR per the terms of the Home Equity Line of Credit agreement. Home Equity Lines of Credit are charged $25 maintenance fee annually. Property insurance required.

**No processing fees. A professional appraisal is required for property in a flood zone (SFHA). The appraisal fee will be at the property owners’ expense.

3Introductory 6.0% APR (Annual Percentage Rate) will be in effect from the date of the loan through the first 6 months on outstanding balances up to $5,000. After the 6-month introductory time period, the Custom Credit Line will be a variable rate based on Federal Reserve Discount Rate + 5%. The maximum APR is 18% and the minimum APR is 7%.

***Annual Percentage Yield (APY) of monies not currently on deposit with 1ST SUMMIT BANK. After the 6-month introductory time period the IMMA APY will be a variable rate and determined by the balance in the account.   Not available to businesses. Maximum of $250,000 per household.