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1st Perks Checking

Connect to more than just your money with 1st PERKS Checking.

Our 1st PERKS checking accounts utilize the 1st PERKS app, powered by BaZing. With discounts at your favorite local and national merchants, health savings options, ID Theft and credit monitoring tools, cell phone protection, and much more, you will find yourself saving money on services and items you are already paying for.

All checking accounts utilize our secure online banking and mobile capabilities to keep you banking anywhere and anytime you want.

Review the Account Comparison Chart and choose the account that’s right for you.

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icons of 1st perks checking benefits

 

24/7 Anywhere Banking Tools With Every Account

Debit Card  |  Mobile & Online Banking  |  Mobile Deposit  |  Bill Pay  |  Zelle® & External Transfers

Peak Checking

Earn interest and get rewarded for your banking relationship with our Peak Checking. Connect to our 1st PERKS app to utilize all money-saving benefits.

1st PERKS Benefits:
 • Credit Monitoring & ID Theft Aid
 • Buyer’s Protection and Extended Warranty
 • Cell Phone Protection
 • Roadside Assistance
 • Shop local, save local with BaZing Savings
 • Pharmacy, vision & hearing discounts
 • BillShark – bill negotiation and subscription canceling service
 • $10,000 Travel Accidental Death Coverage

*$0.00 monthly subscription fee with a $2,500 average balance. Monthly subscription of $9.95 or $7.95 with eStatements.

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Couple shopping using 1st perks

Plus Checking

The account you need if you are focused on the money-saving benefits of 1st PERKS. This account includes all the 1st PERKS benefits of the Peak Checking and the 1st Summit Anywhere Banking Tools.

$6.95 monthly subscription fee.

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family in car with dog waiting for roadside assistance

Prime Checking

If you are 60-years or older, it’s time for the checking account that has it all – perks, savings, travel, and fun! Our Prime Checking includes interest and the 1st PERKS benefits that matter most to you including:

 • ID Theft Aid
 • Buyer’s Protection and Extended Warranty
 • Shop local, save local with BaZing Savings
 • Pharmacy, vision & hearing discounts
 • BillShark – bill negotiation and subscription canceling service
 • $10,000 Travel Accidental Death Coverage

Being a PRIME Checking customer, you also have exclusive access to PRIME Connections Events. Details found on the PRIME Connections webpage

*$0.00 monthly subscription fee with a monthly average balance of $500. Monthly subscription of $7.95 or $5.95 with Direct Deposit.

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prime checking customers enjoying prime perks and benefits of trips and traveling.

xPress

Our no frills digital banking account has secure access to our 1st Summit Anywhere Banking Tools to keep you banking on-the-go 24/7 no matter where you are. Tools include eStatements, Zelle person-to-person payments, mobile deposit, bill pay, and so much more!

This account also includes a special option for students.

$0.00 if maintaining $100 average balance. Monthly subscription fee of $5.95. Monthly subscription fee waived for students until 6 months after graduation. Requires eStatements.
*does not include access to the 1st PERKS benefits.

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students in school who are perfect for the 1st summit xpress account.

19 Locations Near You


We are conveniently located in your neighborhood.

Stop in at one of our 19 offices located throughout Western Pennsylvania or call us at 888-262-4010.



It Takes A Community


For 100 years, 1ST SUMMIT BANK has been invested in the communities it serves. We have some of the most knowledgeable and the most personable professionals in the banking industry working for us.

Experience the Difference for yourself.

Careers      Locations      888-262-4010      24/7 Banking 888-353-2262      Contact Us