Bank Locally. 

Local service, smart digital tools, and banking solutions built around real life. 

Contact Us Today  

Let's Bank Together

From everyday checking to long‑term financial goals, the team at 1st Summit Bank is here to help you make confident decisions, build momentum, and move forward with a bank that’s committed to your future.

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Choose a personal checking account that fits your lifestyle.

Compare Personal Checking Accounts

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Get the financial and cash-management tools you need with digital convenience.

Compare Business Checking Accounts

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Buy, build, or refinance with local decisions and hands-on guidance.

Mortgage Options

Online & Mobile Services

Access accounts online to check balances, pay bills, transfer funds, and manage your money on the go. Use our online and mobile banking features with advanced security features to protect your information.

  • Mobile deposit
  • eStatements
  • Bill pay
  • Debit card alerts
View Online & Mobile Options
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WHY BANK LOCAL

Personal service. Local decisions.

We are a true community bank with convenient locations, quick decisions, and personal service that puts you first. We are evolving with purpose, blending innovative online banking tools with the personal service only a local community bank can offer.

Customers Who Experienced the Difference

Local businesses and neighbors choose us for responsive service and creative financing.

Read their stories and imagine what we can do together.

 

Dr. Miller

, Dr. Russell Miller, MD Family Medicine

“1st Summit, a true community bank, stepped in during construction and was creative and flexible in working with me to finish construction and open a new office.”

dr. Russell Miller, MD

Jerry and Laurie Tibbott

, The Roost Event Center

“We value the personal banker philosophy the bank has and their exemplary customer service.”

The Roost Event Center

Forrie Spangler

, Spangler Subaru

“The Bank utilizes creative lending to get the project completed and the customer satisfied.”

spangler subaru

Corey Crocco

, The Willow and Flair of Country

“The Bank is always there for us no matter what.”

The willow

How Can We Help You?

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Financial Literacy

Knowledge is power. Financial education articles to keep you informed about spending, saving, and everything in between. 

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Budget Pay Programs for Utilities

Budget Pay for utilities can help your monthly budget.

Read More

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Protect Your Information Online

Protect your personal information while you are shopping online.

Cybersecurity

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Understanding Your Credit Score

Your credit score and credit report play a crucial role in your financial life.

Read More

Scams & Cybersecurity

 

Get the information you need to protect your information and to identify, stop, and report scams. 

Scams and Cybersecurity Information