Business Checking

You want your business to operate at peak efficiency; we want to assist you in making that happen. Whether your business is small or large, local or national, you find the right online business checking solutions at 1ST SUMMIT BANK.


Simplified Business Checking

With our Simplified Business Checking account, you’ll find a cost-effective way to manage a moderate business with limited monthly transactions. As your small business grows, we offer you a VISA Check card at no cost, and complimentary change orders, and online/mobile banking.

    • •  Less than 30 debits & 20 credits per month
    • •  Low volume account
    • •  No monthly fee with a minimum balance of $300
    • •  Fully insured up to $250,000 by agency of the Federal Government

Business Analysis Checking

1ST SUMMIT BANK offers general expense and payroll checking for all of your business needs with automated transaction to your accounting system and simple download capabilities. Our Business Analysis Checking account is best for companies that have a high volume of transactions and complex cash management needs. The account is eligible for earnings credit, which may be used as an offset against fees.

    • •  Fees offset with higher balances
    • •  Uses Treasury Management features
    • •  No monthly fee with a minimum balance of $200
    • •  Fully insured up to $250,000 by agency of the Federal Government

Business NOW Checking

A Business NOW account is built specifically with sole proprietorships and small corporations in mind. This account is also great for non-profit organizations, school districts, and municipalities. Building a business or running an organization is difficult, but we want to partner with you to make your banking experience smooth and easy. Your account will earn interest with the opportunity to earn more with a higher balance.

    • •  Maintain a high balance
    • •  No monthly fee witha  minimum balance of $200
    • •  Interest bearing account
    • •  Fully insured up to $250,000 by agency of the Federal Government

Business Deposit Rates 

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