Walking through the front door of your new home starts with a 1st Summit Home Mortgage.
Few moments in life are more exciting, or more overwhelming, than purchasing your new home. Our mortgage lenders understand the importance of securing a home that will fit your family’s needs as well as your financial needs.
Whether it’s your first home or your vacation home, we are with you every step of the way with financing you can feel at home with.
1st Summit Home Mortgage
For almost a century, we’ve guided the community through every step of buying or building their homes. We work with you to create a customized mortgage plan tailored specifically to your homeownership needs.
Working with a local community bank ensures the flexibility you want and the personal service you expect. Your family, your situation, and your budget are unlike anyone else’s; why shouldn’t your mortgage be?
Thinking about refinancing? We can help you with that too. Let’s get you into a new payment structure.
First Time Home Buyer Mortgage
Not sure where to start in the mortgage process? Come see us and get pre-qualified. Talk with our mortgage lenders before you start looking; we will simplify the process and make it less overwhelming.
We give you options so you can optimize your cash flow and find payments to fit your budget. After meeting with one of our mortgage lenders, start touring new homes with confidence.
Our First Time Home Buyer Mortgage includes:
- discounted mortgage rates
- discounted closing costs
- discounted appraisal fees
- no origination fees
- no processing fees
- no minimum borrower reserves
- no prepayment penalty
- payments made from a 1st Summit checking account
Construction loans are our specialty. No other bank does it quite like we do.
Whether you are self-building or using a contractor, we partner with you and create a mortgage plan where your needs and expectations are met.
Take advantage of our exclusive one-time closing on construction mortgages. With 1st Summit, there’s no need to close again or pay additional closing costs.
Our construction mortgage process is streamlined and efficient and keeps more money in your pocket.
Already started the mortgage loan process?
Our Loan Officers are registered through NMLS, Nationwide Mortgage Licensing System. To obtain a Mortgage Loan Originators profile go to www.nmslconsumeraccess.org.