Personal Checking

Freedom of Choice Checking is the term that best describes 1ST SUMMIT BANK‘s suite of deposit and personal checking accounts designed to offer a variety of benefits suited to your lifestyle and banking needs.

All personal checking accounts include online banking, eStatements, bill pay, and more.


Web Checking

If you want a totally electronic banking experience, this is the personal checking account you need. Checks? Who needs checks when you get free eStatements, a free debit card, no fees, no minimum balance, and the ability to bank anywhere at anytime.

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Club Checking/Club Gold Checking

If you want more features from your bank, the Club Checking Account is an option that offers many money-saving and lifestyle benefits.

Your Club Account dues earn you:

Discounted personalized checks Interest-earning benefits
Unlimited check writing 2 Free Treasurer’s Checks per Month
2 Free Money Orders per Month Photo copies and laminating services
Credit card protection Accidental Death Insurance
Discounted retailer gift cards Hundreds of discounts at local and national merchants

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PrimeTimers’ Club Checking

If you like the perks of our Club Checking Account and you are 50 years of age or older, you are a perfect fit for one of our most popular choices, the PrimeTimers’ Club!

This account offers so much more than banking perks, it offers social perks as well. The PrimeTimers’ Club is more of a community than simply a checking account.

The added benefits of joining the PrimeTimers’ Club:

      • Discounted group travel excursions hosted by the 1ST SUMMIT team
      • Movie Day once a month at our local theaters
      • Holiday parties throughout our region
      • Summertime picnics to gather with friends
      • Monthly newsletter with helpful financial tips and social updates
      • Hundreds of discounts at local and national merchants

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Regular Checking

This is the checking account you need if you are looking for hassle-free features, easy access to your money, and unlimited check writing with a low minimum balance.

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1ST SUMMIT‘s Fresh Start Checking Account®

If you were denied a checking account at another bank, this checking account is what you need. We know life happens and can leave your finances in a turmoil. Come see us and we can help you get back on track with a checking account.

Direct Deposit

Go Direct Deposit and enjoy the convenience of having your pay check, Social Security check, and other government benefits paid directly into your designated checking or savings account. No need to wait for delivery to your mailbox. It is fast and secure.

Contact your employer to verify direct deposit is available then stop in and we can set it up.

Personal Deposit Rates 


Lost/Stolen ATM Card

To activate, select, or change the PIN for your Check/ATM card call 1-866-985-2273.

To report a lost or stolen Check Card or ATM Card call 1-800-523-4175.

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