Personal Savings & CDs

What are you saving for? We have personal savings and CDs to suit your savings plan. Whether saving for the long-term or the short-term, we have a solution to help you stash and grow your funds. 

Contact us for details


Statement Savings

There’s a reason the Statement Savings Account is the most popular choice amongst our savings products. Reap the interest of saving with this account, and still access your money easily from an ATM or at any office if you need to.

Smart Savers Club

This savings account is designed specifically for savers under the age of 18. We want our youngest customers growing up with smart saving habits, so we celebrate deposits with prizes and release a quarterly newsletter filled with smart AND FUN saving tips.

Why should banking be boring?

Check Out Our Smart Savers Club


Insured Money Market

The Insured Money Market is an insured savings product for higher balances with check-writing capabilities and accessibility from ATMs. This liquid savings account offers competitive, tiered interest rates.

Advantage Plus Money Market

This savings account is considered a short-term investment with market yields and higher returns. While your money earns higher interest, it is still easily accessible for day-to-day needs.

Certificates of Deposits (CD)

A CD savings account is a solid investment option if you want to deposit money for a specific period of time at a fixed rate. CDs lock in a desirable interest amount and are guaranteed a return on your money. Ask about our Step-up CD and capitalize on your existing financial relationship at 1ST SUMMIT with a True Relationship CD.


An Individual Retirement Account (IRA) is a perfect place to start on your road to a comfortable retirement, and it’s never too early to set one up. Talk to one of our Professionals about opening up a Roth IRA or a Traditional IRA based on your retirement goals.

Roth IRA

Contributions are non-deductible, but, by meeting certain conditions, your withdrawals are completely free from federal income taxes.

Traditional IRA

Contributions may be tax-deductible, allowing you to defer taxes on the earnings until they are withdrawn. If you have any 401(k)s from previous employers or other employer-sponsored retirement plans, you can roll the contributions into this type of IRA.

Consult your tax advisor first.

Holiday Club

Eliminate seasonable holiday stress with this short-term savings account geared towards holiday savings. Automatically transfer money from your checking account or make deposits in person throughout the year. At year end, have the proceeds automatically deposited into your 1ST SUMMIT account.

Review Our Personal Deposit Rates


Personal Deposit Rates 


Lost/Stolen ATM Card

To activate, select, or change the PIN for your Check/ATM card call 1-866-985-2273.

To report a lost or stolen Check Card or ATM Card call 1-800-523-4175.

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