Business Loans

We understand that businesses come in different shapes and sizes. Obtaining cash or lines of credit is now easier than you think.

 

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Lines of Credit

1ST SUMMIT BANK offers businesses access to funds when they are needed for your business. Take advantage of unique business opportunities or unexpected shortages of cash. A business line of credit is a revolving loan that allows access to money that can be used when needed to meet business needs. This is often the best financing option when you need extra working capital to cover recurring business expenses or bridge cash flow gaps.

You’ll have the flexibility to withdraw only what you need, when you need it. Be prepared for whatever challenges and opportunities come your way.


Letters of Credit

Letters of credit are an invaluable resource for businesses operating in today’s market. Versatile, convenient, and secure, a letter of credit helps you guarantee money is available to you when you need it.


Business Acquisition Loans

Our team of experienced Business Loan Experts can help your company grow. If your strategy includes carefully considering the acquisition of another company to expand your reach and strengthen your business, we are here to partner with you.


Small Business Administration Loans

The SBA Loan program offers a variety of loans for specific purposes. If you own a small business, we are here to support you. Maybe you are an entrepreneur and are ready to start out on a brand new adventure. We provide all of the resources you need to get your new business off the ground and rolling!


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PPP Forgiveness

The Small Business Administration set up the Paycheck Protection Program as a loan available to small businesses to keep their workforce employed during this pandemic. 1ST SUMMIT BANK can assist you with any financial needs you or your business may have.

Learn more about PPP Loans.

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