Debit & Prepaid Cards

There’s no need to carry cash when you have a debit card or prepaid card in your pocket. These cards are backed by cash rather than credit, but because they are associated with VISA® and MasterCard® you can use them anywhere in the world.


VISA® Check Card

By carrying a 1ST SUMMIT Check Card, our version of a debit card, you can use your cash without actually carrying cash. Not only that, you can access your cash 24/7 at ATMs worldwide, transfer funds between accounts, and check balances and transactions.

Check Card Transaction Alerts

Sign up to get text or email alerts when your Check Card is used. Customize your alerts by transaction type and dollar amount so you always know where your money is going.

Get Transaction Alerts

Cash Back Rewards

Sign up for online banking and start earning cash back when you use your Check Card to purchase merchandise or services. Once you sign up for online banking, you don’t have to do a thing. We automatically deposit the cash into your 1ST SUMMIT account the month after the transactions occurred.

Get Online Banking

Prepaid Card

A prepaid card is a great option if you are budgeting or want to cap your spending. Similar to a gift card, you load money onto the card before you use it. Once you spend the amount you loaded onto the card, you can reload it and use it where MasterCard® is accepted. We have a variety of card choices for you based on your spending intentions.

Gift Card

Looking for the perfect gift for a person who’s hard to buy for? The 1ST SUMMIT BANK MasterCard® gift card is the answer to all of your shopping and gift-giving dilemmas. And it’s accepted anywhere MasterCard® is accepted.

Card Lost or Stolen?

To report a lost or stolen Check Card or ATM Card, call 1-800-523-4175.

Prepaid Card: 1-800-416-6373

Gift Card: 1-800-554-2707

To activate, select, or change the PIN for your Check/ATM card, call 1-866-985-2273.

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