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*The Annual Percentage Yield (APY) is valid for promotional Certificate of Deposits (CD) opened from 6/3/26 until 7/31/26. Rate may change. APY assumes interest remains on deposit until maturity date. A minimum initial deposit of $1,000 in new money only, not currently on deposit at 1st Summit Bank is required to open the CD. **Option to “Step-Up” (increase rate) one time only during the initial term requires you to visit a 1st Summit Bank branch to redeem before the maturity date should the rate we offer for the Step-Up CD rise. CD is automatically renewed for a 6-month term at the current market rate. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. MEMBER FDIC