CHOOSE THE CHECKING ACCOUNT THAT'S RIGHT FOR YOU
No matter how large or small your business is, we’ve got a solution to suit your needs and help you keep your company running smoothly.
Our Business Checking solutions help you accomplish your business plans inside and outside of the office.
Business Community Checking
Ideal for sole proprietorships, organizations, clubs or associations. With an intuitive digital experience, you can handle the banking needs of your small business or small non-profit from anywhere at any time.
- 200 debit/credit items per month.**
- $50 opening deposit amount is needed.
- eStatement set up at account opening.4
Business Relationship Checking
Designed for businesses with high transaction volumes. Get rewarded for your relationship with the bank from waived service fees to discounts on specialized financial tools for managing cash flow.
- Service Fee is automatically waived your first month.
- Monthly service fee of $9.95 is waived with a $2,500 average collected balance in the account or your business maintains a $5,000 combined current balance at statement time on your business’s entire checking & savings relationship with the bank.³*
- 500 debit/credit items per month.***
- Remote Deposit Capture scanning equipment at no charge.²
- $50 opening deposit amount is needed.
- 25% discount on Merchant Services equipment.¹
- No annual fee on a Business Line of Credit.
- No transaction fee on Business Line of Credit Advances.
Business Relationship Plus Checking
This robust business checking account is for businesses, corporations, and non-profits with a high cash balance, large deposits, and a variety of transactions, plus interest.
- Service fee is automatically waived your first month.
- Monthly service fee of $14.95 is waived with a $5,000 average collected balance in the account or your business maintains a $25,000 combined current balance at statement time on your business’s entire checking & savings relationship with the bank.³*
- Earns interest daily the outstanding balance.
- 500 debit/credit items per month.***
- Remote Deposit Capture scanning equipment at no charge.²
- $50 opening deposit amount is needed.
- 25% discount on Merchant Services equipment.¹
- No annual fee on a Business Line of Credit.
- No transaction fee on Business Line of Credit Advances.
Business Relationship Analysis Checking
Designed for large businesses in need of a more granular, itemized tracking of account transactions that can be used to streamline their cash flow and processes. Earnings are used to offset the various costs of transactions in your accounts. Multiple accounts can be combined for analysis and earnings credit purposes.
- Detailed analysis statements.
- No charge for printed statements.
- Easy to access downloadable transactions.
- Remote Deposit Capture scanning equipment at no charge.²
- 30% discount on Merchant Services fees.¹
- $50 opening deposit amount is needed.
- No annual fee on a Business Line of Credit.
- No transaction fee on Business Line of Credit Advances.
EXPERIENCE THE DIFFERENCE AT 1ST SUMMIT
Experience for yourself why we’ve been in banking for 100 years
Why switch?
Secure Convenient banking.
Uniquely personal relationships.
Big bank features with a community bank experience.
Volunteering:
We support the arts in your community.
We support family services in your community.
We support impactful events that make a difference.
¹Application and credit approval required for Merchant Services program. Discount applies to cost of purchased terminal equipment and not to rental/virtual terminal equipment or shipping/freight costs. ²Application and credit approval required for Remote Deposit Capture (RDC) service. No charge for RDC Scanning equipment. Discount applied to monthly service charge for use of service. ³Combined current deposit balance includes all Checking and Savings accounts attached to the same owner’s Customer ID on the Business Relationship Checking or Business Relationship Plus Checking account as Primary, Secondary, Joint owners or named DBA. The sum of the current deposit balance must equal the amounts indicated above on the current statement date for the monthly service charge to be waived. Statements required for Business Community Checking. Accounts with paper statement will be charged a monthly paper statement fee as indicated in the Service Schedule. *Per debit/credit item fee applies to all additional transaction items processed.