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Merchant Services

We continually focus on the needs of our business customers – they are the backbone of communities we serve.

Accepting payments is an integral part of your business. The way your customers pay is evolving and changing daily. Our merchant services solutions provide innovative and efficient ways to securely process your customers’ payments.

Encourage your customers to pay how they want. Know you have the resources to meet them where they are – in store or online.



Expand payment options for your customers with a credit card terminal.
Choose from a wired connection at the front counter or a wireless device that moves with you.

Virtual Terminal

Turn your computer into a credit card terminal – no special equipment needed to accept payments remotely.

Online Payments

Allows you to sell products and services on your website with a customized payment page.


Forget cash and checks. Accept payments for goods and services through your tablet or cell phone. Convenient and secure.

Together, 1ST SUMMIT and Fitech by Deluxe

1ST SUMMIT partnered with Fitech by Deluxe. Fitech is a leading payment processor that focuses on helping customers of community banks be more competitive in an ever-evolving payment technology market.

With our services you can:
– Accept digital payments, credit and debit cards
– Work with payments experts
– Protect your customers with Security and PCI compliance
– Access data and business insights
– Focus more on your customers while we do the work
– Strengthen customer relationships

fitech by deluxe merchant services logo

Contact a Representative Today
merchants using merchant services in their shop

Customized Payment Solutions

Our hardware, software, and payment gateways are fully compliant. Plus, we also implement fraud-prevention tools including EMV, tokenization, and encryption to ensure your transactions are both safe and secure.

Contact Us for a Free Review Today
shop owner using fitech mobile functions

We Will Meet Or Beat Your Current Provider

Share two months of credit card processing statements with us.

If we can’t meet or beat your current provider’s effective rates, we will give you $500*.

Start Today
Fitech by deluxe merchant services graphic

No Business Is Too Small

Do you only collect payments occasionally or is your business seasonal?

Access Our Easy Online Application Here
seasonal worker running his business

About Fitech

Just like the financial institutions we serve, Fitech is committed to helping small businesses succeed. Since our founding in 2008, we have been investing in payment technology to meet the evolving needs of our customers. Our innovative solutions are surpassed only by our superior customer service.

Our 24/7/365 U.S.-based customer support answers most calls in less than 30 seconds. The Fitech Cares Team works with you to answer questions and ensures we are delivering on our service promise.

It Takes a Community

For nearly 100 years, 1ST SUMMIT BANK has been invested in the communities it serves. We have some of the most knowledgeable and the most personable professionals in the banking industry working for us.

Experience the Difference for yourself.

*Minimum monthly processing of $2,500 required. Two most recent processing statements required. Funds paid by Fitech in the form of a Visa gift card mailed to your business address within 30 days following statement review. Offer excludes franchise merchants.

Careers      Locations      888-262-4010      24/7 Banking 888-353-2262      Contact Us