Personal Checking

Checking accounts that connect you to more than just your money with the benefits of 1st PERKS.

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We’re Here For You…

From simple every day banking to helping you fulfill your dreams.

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CHOOSE THE CHECKING ACCOUNT THAT'S RIGHT FOR YOU

Peak Checking, Plus Checking, Prime Checking, and xPress Checking Accounts

1st Summit Bank has a personal checking account lineup that is customizable based on the solutions you need.

Review the Checking Account Comparison Chart

1ST PERKS BENEFITS

The checking accounts that access hundreds of special, money-saving benefits on the 1st PERKS app, powered by BaZing.

Local and National Discounts

Buyer's Protection and Extended Warranties

Cell Phone Protection

Roadside Assistance

Billshark

Health Savings

ID Theft Aid

$10,000 Travel Accidental Death Coverage

Plus Checking

All the convenience of a basic checking account PLUS all the benefits found on our 1st PERKS app. This account also includes a special option for students*!

1st PERKS Benefits:

Shop local, save local with 1st PERKS. Enjoy discounts at local and national merchants and money when shopping, dining, traveling, and more.
Protect the special items you purchase with the buyer’s protection and extended warranty option.
The ID theft aid option includes identity restoration and payment card resolution. Monitor your credit and identity. Check your credit score and your credit report.
Never get stranded again with roadside assistance that is available 24/7.
Reimbursement if your cell phone is damaged or stolen.
Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Let our team of experts analyze and negotiate the bills you are paying for internet, cable, cell phone, and home security services. They will also cancel subscriptions you are no longer using or want.
Rest easy with the peace of mind that comes with $10,000 travel accidental death coverage.

$6.95 monthly subscription. *Students enjoy all the PERKS with no monthly fee. Students with a valid student ID will be eligible to have the monthly fee waived until 6 months after their expected graduation date.

Peak Checking

All the benefits of our Plus Checking with the added bonus of earning interest. Access the PERKS through the 1st Summit 1st PERKS app, powered by BaZing.

$0.00 monthly subscription with an average monthly balance of $2,500. Monthly subscription of $9.95 or get eStatements and the subscription is $7.95.

Prime Checking

If you are 60-years or older, it’s time for the personal checking account that has it all – perks, savings, travel, and fun!

Our Prime Checking includes interest and the 1st PERKS benefits that matter most to you.

More Information on Prime Connections

PRIME Connections Benefits:

Shop local, save local with 1st PERKS. Enjoy discounts at local and national merchants and money when shopping, dining, traveling, and more.
Protect the special items you purchase with the buyer’s protection and extended warranty option.
The ID theft aid option includes identity restoration and payment card resolution.
Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Let our team of experts analyze and negotiate the bills you are paying for internet, cable, cell phone, and home security services. They will also cancel subscriptions you are no longer using or want.
Rest easy with the peace of mind that comes with $10,000 travel accidental death coverage.
Travel with us on fun excursions around the country. Trips to the Finger Lakes, Niagara Falls, Rocky Gap Casino, Pirates games and more are on the docket.
Stay connected at our annual picnics and holiday galas.
Stay informed on financial tips, lifestyle and home improvements, the next trip, and more with the PRIME Connections monthly email.

$0.00 subscription if maintaining an average monthly balance of $500. Monthly subscription of $7.95 or get Direct Deposit and the subscription is $5.95.

xPress Checking

Our no frills digital banking account has secure access to our 1st Summit Anywhere Banking Tools to keep you banking on-the-go 24/7.

Tools include eStatements, Zelle®, mobile deposit, bill pay, and so much more!.

All checking accounts include :

ONLINE BANKING

DIGITAL WALLET

MOBILE BANKING

DEBIT CARD

ESTATEMENTS

WAIVED FOREIGN ATM FEES

MONEY MANAGEMENT TOOLS

EXTERNAL TRANSFERS

WE RECOMMEND

Build a personal banking suite with products designed to organize your spending and saving

Mobile Banking

Have your bank within a hand’s reach wherever you go.

Personal Credit Cards

Use your credit card to enjoy free access to all our ATMs.

Saving Accounts

Manage your money from the comfort of your home.

EXPERIENCE THE DIFFERENCE AT 1ST SUMMIT

Experience for yourself why we’ve been in banking for 100 years

Switching is easy

Simplified banking

Why switch?

Secure Convenient banking.

Uniquely personal relationships.

Big bank features with a community bank experience.

A true community bank

Invested in your community

Volunteering:

We support the arts in your community.

We support family services in your community.

We support impactful events that make a difference.

We are in your neighborhood

Convenient Locations

Unique Experience:

We believe banking is personal.

Stop in and see us.

Start banking.

Financial Calculators

Calculate the possiblities

Crunch the numbers to see what you can save, spend, or borrow.

A Snap Shot of the Financial Possibilities

Use our interactive financial calculators to assist with your budgeting, saving, and loan planning.

All new accounts opened using ChexSystems. Forcibly closed accounts are reported to ChexSystems. Chex Systems, Inc. is a nationwide specialty consumer reporting agency and an indirect, wholly-owned subsidiary of FIS. ChexSystems® is a registered trademark of Chex Systems, Inc.

Obtain a copy of your ChexSystems consumer report at www.chexsystems.com. Toll free phone number 800-428-9623.