Personal Savings & CDs

Whether saving for the long-term or the short-term, we have a savings account solution to help you grow your funds.

We’re Here For You…

From simple every day banking to helping you fulfill your dreams.

FIND THE PERFECT SAVINGS ACCOUNT FOR YOUR GOALS

Our personal savings accounts are designed to fit your unique financial needs. Whether you’re building an emergency fund, saving for a life event, or planning for the future, we offer a variety of options to grow your money.

Personal Deposit Rates

Statement Savings

There’s a reason the Statement Savings Account is the most popular choice amongst our savings products. Reap the interest of saving, and still access your money easily from an ATM or digitally.

Smart Savers Club

A savings account designed specifically for savers under the age of 18.

We want our youngest customers growing up with smart saving habits, so we celebrate deposits with prizes and release a quarterly newsletter filled with smart AND FUN saving tips.

Smart Savers Club Info

Savings Clubs

Start your systematic savings for the events that matter most with our Savings Club accounts, Holiday Club and Vacation Club.

Automatic transfers from a 1st Summit account earns you a special interest rate and keeps your savings on time and on track.

Holiday Club

Eliminate debt and stress at the holidays by saving throughout the year with this special savings account.

Automatic transfers from a 1st Summit account earns you a premium interest rate and keeps your savings on track so you have money for shopping, entertaining, and traveling at the holidays. Set up weekly, biweekly, or monthly automatic deposits and feel free to make additional deposits throughout the year in person or digitally.

In October, funds are automatically deposited into your 1st Summit account.

Vacation Club

Don’t take on debt in order to go on your dream getaway. Start budgeted savings throughout the year with our Vacation Club savings account.

Automatic transfers from a 1st Summit account into this savings account earns you a special interest rate and ensures you have the funds to pay for all your traveling expenses. Passport, airfare, lodging, spending money – start saving now for the vacation of a lifetime.

In April, funds are automatically deposited into your 1st Summit account.

Insured Money Market

The Insured Money Market is an insured savings product for higher balances with check-writing capabilities and accessibility from ATMs.

This liquid savings account offers competitive, tiered interest rates.

Advantage Plus Money Market

This savings account is considered a short-term investment with market yields and higher returns. While your money earns higher interest, it is still easily accessible for day-to-day needs.

Certificates of Deposit (CD)

A CD savings account is a solid investment option if you want to deposit money for a specific period of time at a fixed rate. CDs lock in a desirable interest amount and are guaranteed a return on your money.

IRA

An Individual Retirement Account (IRA) is a perfect place to start on your road to a comfortable retirement, and it’s never too early to set one up.

Talk to one of our Professionals about opening up a Roth IRA or a Traditional IRA based on your retirement goals.

WE RECOMMEND

Build a personal banking suite with products designed to organize your spending and saving

EXPERIENCE THE DIFFERENCE AT 1ST SUMMIT

Experience for yourself why we’ve been in banking for 100 years

Switching is easy

Simplified banking

Why switch?

Secure Convenient banking.

Uniquely personal relationships.

Big bank features with a community bank experience.

A true community bank

Invested in your community

Volunteering:

We support the arts in your community.

We support family services in your community.

We support impactful events that make a difference.

We are in your neighborhood

Convenient Locations

Unique Experience:

We believe banking is personal.

Stop in and see us.

Start banking.

ONLINE & MOBILE BENEFITS

Utilize up-to-the-minute, state-of-the-art technologies and capabilities so you can bank anytime you want, anywhere you want.

Access Any Account Any Time

Advanced Security Features

Mobile Deposit

Bill Pay

Money Management Tool

External Transfers

Zelle®

Financial Calculators

Calculate the possiblities

Crunch the numbers to see what you can save, spend, or borrow.

A Snap Shot of the Financial Possibilities

Use our interactive financial calculators to assist with your budgeting, saving, and loan planning.

Search