Privacy and Security
|FACTS||WHAT DOES 1ST SUMMIT BANCORP OF JOHNSTOWN, INC. 1ST SUMMIT BANK, & VALUE FINANCE, Inc. DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, and Value Finance, Inc. choose to share; and whether you can limit this sharing|
|Reasons we can share your personal information||Does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK and Value Finance, Inc. share?||Can you limit this sharing?|
|For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes— to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We Don’t Share|
|For our affiliates’ everyday business purposes— information about your transactions and experiences||No||We Don’t Share|
|For our affiliates’ everyday business purposes— information about your creditworthiness||Yes||Yes|
|For affiliates to market to you||No||We Don’t Share|
|To Limit Our Sharing||
Mail the below form to the address shown
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However you can contact us at any time to limit our sharing.
|Questions?||Call 1ST SUMMIT BANK at 888-262-4010 or Value Finance, Inc. at 814-472-9300|
Mail In Form
Check below and please print the required information:
___ Do not share information about my creditworthiness with your affiliates for their everyday business purpose.
1ST SUMMIT BANCORP
Attn: Bookkeeping Department
125 Donald Lane PO Box 5480
Johnstown, PA 15904
|Who we are|
|Who is providing this notice?||1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc.|
|What we do|
|How does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc. protect my personal information?||To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc. collect my personal information?||We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choice will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
|Nonaffiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.