Privacy and Security

Privacy Statement

FACTS WHAT DOES 1ST SUMMIT BANCORP OF JOHNSTOWN, INC. 1ST SUMMIT BANK, & VALUE FINANCE, Inc. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, and Value Finance, Inc. choose to share; and whether you can limit this sharing
Reasons we can share your personal information Does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK and Value Finance, Inc. share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We Don’t Share
For our affiliates’ everyday business purposes— information about your creditworthiness Yes Yes
For affiliates to market to you No We Don’t Share
To Limit Our Sharing

Mail the below form to the address shown

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However you can contact us at any time to limit our sharing.
Questions?  Call 1ST SUMMIT BANK at 888-262-4010 or Value Finance, Inc. at 814-472-9300
——————————————- ————————————————————————

Mail In Form

Check below and please print the required information:

___ Do not share information about my creditworthiness with your affiliates for their everyday business purpose.

Name  
Address  
City, State, Zip  
Last 4 digits of SS#  
Date  

Mail to:

1ST SUMMIT BANCORP

Attn: Bookkeeping Department

125 Donald Lane PO Box 5480

Johnstown, PA 15904

 

  
Who we are  
Who is providing this notice? 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc.
What we do  
How does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc. protect my personal information? To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc. collect my personal information? We collect your personal information, for example, when you

  • open an account or apply for a loan
  • deposit money or use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choice will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include companies with a common corporate identity of 1ST SUMMIT BANCORP, financial companies such as 1ST SUMMIT BANK, & Value Finance, Inc.
Nonaffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • 1ST SUMMIT BANCORP, 1ST SUMMIT BANK & Value Finance, Inc. do not share with non-affiliates so they can market you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • 1ST SUMMIT BANCORP, 1ST SUMMIT BANK, & Value Finance, Inc. do not jointly market.