Personal Credit Cards

Whether buying your morning latte or vacationing at the lake or getting your car inspected, our 1ST SUMMIT BANK VISA® Credit Cards comes with a variety of benefits and features so you can purchase the things that are important.

Personal VISA® Credit Card Disclosure 

Let's Apply for Your Card


Accepted worldwide and enhanced with added advantages not offered on other credit cards, you will choose this card, the Enhanced Credit Card, every time for all of your purchases.

      • Travel Accident Insurance
      • Auto Rental Insurance
      • Travel & Emergency Assistance
      • Roadside Dispatch Program
      • Purchase Security
      • Price Protection
      • Lost Luggage Reimbursement for Checked Baggage
      • Personal Identity Theft Coverage

You may qualify for our Rewards Card, which includes the perks of the Enhanced Card, plus earn cash back or bonus points on your purchases. You can redeem your bonus points for merchandise or air travel, making that vacation a reality.

Take advantage of our competitive balance transfer options and start saving today.

Let's Apply for Your Card

Access Your Credit Card Account Here


Card Lost or Stolen?

To report a lost or stolen Check Card or ATM Card, call 1-800-523-4175.

Prepaid Card: 1-800-416-6373

Gift Card: 1-800-554-2707

To activate, select, or change the PIN for your Check/ATM card, call 1-866-985-2273.

Ask About Debit and Prepaid CardsIcon For: Contact

Name is required.
Email is required.
Phone is required.
Comment is required.